List of Product Liability Insurance Companies in the United States

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Importers and manufacturers based in the United States are generally responsible for ensuring that their products are safe and correctly labeled. That said, sometimes things still go wrong, despite your best efforts.

Product liability insurance plans can go a long way when it comes to reducing the risks of injuries and other damaging situations caused by product compliance issues.

In this guide, we list product liability insurance carriers, brokers, and agencies in the United States.
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Warning Labelling Requirements for Toys & Other Children’s Products in the EU

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Some toys and other children’s products require warning labels before being sold in the EU. These can be warnings that caution the owner of the product from exposing it to children under certain ages or from being used by children in the absence of adult supervision.

These warnings intend lessen certain risks that children face when using the product. For example, products that contain small parts should come with a warning that explains that the product is not suitable for children aged three and below.

In this guide, we provide several regulations that have warning label requirements, examples of warning types, and different types of products that require them. There may exist other warning types that are not mentioned in this guide.

Methodology: The examples provided in this guide are retrieved from information contained in the Toy Safety Directive, the Toy Safety Directive Explanatory Guidance Document, and the General Product Safety Regulation.
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Power Tool Regulations in the United States: An Overview

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Power Tool Regulations in the United States

Power tools imported and manufactured for sale in the United States are subject to various compliance requirements, covering standards, labeling, and safety testing. Ensure compliance is of utmost importance, as unsafe power tools can cause property damages, severe injury or even death.

In this guide, we explain how OSHA standards, UL standards, and regulations such as RoHS and the Hazardous Materials Regulations are relevant to power tools in the US.
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List of Product Liability Insurance Companies in the European Union

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Manufacturers and importers selling products in the European Union are ultimately responsible for product safety and compliance. However, product safety issues can be caused by unforeseen manufacturing defects or supply chain-related issues.

In short, importers and manufacturers cannot completely eliminate the risk of safety and compliance issues, which could result in personal injury or property damage.

Should the worst happen, product liability insurance can cover some of the costs involved. In this guide, we list some of the EU’s leading product liability insurance providers, located in Germany, the Netherlands, Italy, Denmark, Belgium, and other countries in the EU.

Is product liability insurance required in the European Union?

Product liability insurance is generally voluntary. However, many retailers require that their suppliers, including European brands and importers, have product liability insurance coverage. Further, Amazon also requires sellers that reach a certain sales threshold to obtain product liability insurance.

Types of insurance providers in the European Union

Product Liability Insurance Companies

An insurance company sells insurance policies directly to the buyers. Some insurance companies also partner with brokers or agencies to sell their products. Insurance brokers or agencies market the policies issued by insurance companies. They may also offer additional services such as price comparison, consulting, or representation during a claim.

Not every insurance company offers product liability insurance. The types and coverage of product liability insurance are also different, depending on the terms specified in each policy.

Product Liability Insurance Brokers

An insurance broker is a company that represents the insurance companies to sell their insurance products. A broker helps buyers find suitable insurance products according to their needs and charges clients a commission or handling fee afterwards.
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Power Tool Regulations in the European Union: An Overview

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Power Tool Regulations in the European Union

Importing or manufacturing power tools for the EU market requires compliance with various regulations, directives, and safety standards.  Non-compliant power tools may pose mechanical, electrical, or other hazards to the operator – which could potentially result in severe injury or hearing damage.

In this guide, we take a closer look at the Machinery Regulation, Noise Emission in the Environment Directive, Batteries Regulation, and other compliance requirements for power tools in the European Union.

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List of Products covered by the Machinery Regulation

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List of Products covered by the Machinery Regulation
The Machinery Regulation covers many different categories of machinery. Additionally, it covers a number of products that are related to machinery, such as components and chains.

In this guide, we provide examples of products for different categories of machinery. Additionally, we provide examples of harmonised standards associated with each listed product category.

Product List Creation Methodology

In this guide, we list examples of machinery products that are referred to in harmonised standards under:

a. The Machinery Directive

b. The Machinery Regulation

The Machinery Directive is effective until 20 January 2027 after which the Machinery Regulation applies.

Most of the standards that will be harmonised under the regulation are still under draft. Many of them are updated versions of standards that are harmonised under the Machinery Directive. However, some standards under the Machinery Regulation are new – for example, EN 17128 for Personal light electric vehicles (PLEV).

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Good Manufacturing Practice in the United States

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Good Manufacturing Practice in the United States
In this guide, we identify Good Manufacturing Practice (GMP) requirements contained in several regulations and explain their provisions. The regulations covered in this guide affect products such as food contact materials, cosmetic products, and medical devices.

Note that this guide is not intended to cover all regulations that contain Good Manufacturing Practice (GMP) requirements. For example, it does not cover GMP requirements relating to pharmaceuticals, biological products, and food.
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Single-Use Plastics Directive: An Overview

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Single Use Plastic Straws

The Single-Use Plastics Directive contains specific requirements and prohibitions that affect the manufacturing and importation of single-use plastic products, oxo-degradable plastics products, and fishing gear. These are products that are used only once or are used for a short period before being discarded.

This guide covers the Single-Use Plastics Directive and explains how it relates to certain plastic products. Additionally, we refer to implementing measures and commission guidelines and address common questions related to the Directive.
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Baby Stroller Regulations in the United States: A Complete Guide

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Baby Stroller Regulations in the United States
Baby strollers and walkers sold in the United States must comply with safety standards and substance restrictions. In addition, compliance with certification, labeling, and testing requirements is also mandatory.

In this guide, we take a closer look at the CPSIA, ASTM F833, California Proposition 65, and other compliance requirements relevant to baby strollers in the US.

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REACH SVHC Substance List: An Overview

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Certain chemicals are classified as Substances of Very High Concern (SVHCs) under the REACH regulation. Products and mixtures containing SVHCs can be subject to reporting requirements.

This guide addresses some common questions concerning SVHCs and explores the REACH requirements affecting articles containing SVHCs. Additionally, we explain the differences between SVHCs and restricted substances under Annex XVII of REACH.
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