List of Product Liability Insurance Companies in Hong Kong

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Hong Kong remains an important hub for cross-border e-commerce companies. That said, it can be challenging for Hong Kong-based companies to navigate product liability insurance options in the United States, Europe, and other countries and regions.

In this guide, we product liability companies, brokers, and agents in Hong Kong. Note that you need to contact these companies directly in case you have questions.

We are not affiliated with any of the listed companies and only provide this list for informational purposes.


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Product Liability Insurance Companies

An insurance company is a company that sells insurance policies directly to the buyers. Insurance companies often sell their products through various funnels, including brokerage firms, agencies, banks, or other financial institutes.

Product liability insurances offered by different insurance companies might be different in terms of the insured, types, coverage, claimable amount, or other aspects.

Chubb Hong Kong

Established in 1882, Chubb is one of the world’s largest property and casualty insurance companies and a leading commercial insurance carrier. Chubb extended its business to Hong Kong in 1976, providing life insurance, product liability, general liability, and other commercial insurance to designers, manufacturers, importers, and distributors.

Chubb Hong Kong’s solutions are offered via tailored-made products and coverage that meet the specific needs of its clients. Customers can choose the insurance plan based on the revenue of the company, revenue on the designated market, or revenue by designated buyers.

Chubb’s franchise in the Asia Pacific comprises an extensive network of operations and serves Australia, Mainland China, Singapore, and other Asian business hubs.

Insurance Scope

  • Personal and advertising damage coverage
  • Production errors and omissions coverage
  • Product recovery costs coverage
  • Personal and advertising injury coverage
  • Products recall expenses coverage
  • Legal representation or investigation expenses coverage
  • Third-party personal or bodily injury or property damage coverage
  • Worldwide jurisdiction coverage

Address: 39/F, One Taikoo Place, 979 King’s Road, Quarry Bay

Product Liability Insurance Hong Kong

Sompo Insurance Hong Kong

Sompo Insurance Hong Kong is a member of Sompo Holdings, which is one of the largest insurance groups listed in the Tokyo Stock Exchange of Japan. Sompo Japan was founded in 1888 and started its insurance business in 1977, offering third-party liability insurance, professional indemnity insurance, public liability insurance, and employees’ compensation insurance to companies.

Sompo’s product liability insurance is specifically designed for product manufacturers, wholesalers, and retailers to protect them from claims that take place after body injury, illness, or death by defective products.

Insurance Scope

  • Personal injuries caused by a defective product coverage
  • Loss of or damage to property caused by the faulty product coverage

Address: 19/F, Lincoln House, Taikoo Place, 979 King’s Road, Quarry Bay

Convoy Global Holdings (HK)

Headquartered in Hong Kong, Convoy Global Holdings (HK) is a financial company that was established in 1993. The core business of Convoy is financial planning, consulting, FinTech, and insurance.

Convoy’s product liability insurances are tailor-made to manufacturers, wholesalers, and retailers. Their insurance plans are designed to protect these parties from legal liability caused by bodily injury or property damage due to a defective product and relieve them of the potential financial burden.

Insurance Scope

  • Legal expenses coverage
  • Medical compensation to the injured or sick claimants coverage

Address: Trust Tower, 68 Johnston Road, Wan Chai, Hong Kong

AXA General Insurance Hong Kong

AXA General Insurance Hong Kong is part of the AXA Group, which is a leading global insurer with a presence in 54 markets and serving 105 million customers worldwide.

AXA provides general and product liability insurance for manufacturers, importers, retailers, and online store owners that are trading on a worldwide basis. The product liability safeguards these parties from the potential costly lawsuits or medical and damages compensation brought by claimants.

Insurance Scope

  • Legal expenses coverage
  • Medical compensation to the injured or sick claimants coverage

Address: 5/F, AXA Southside, 38 Wong Chuk Hang Road, Wong Chuk Hang

AIG Insurance Hong Kong

AIG Insurance is a leading insurance company in the United States. The company started its business in Hong Kong in 1931. Currently, AIG provides insurance services to clients from more than 80 countries and jurisdictions around the globe.

AIG supports a broad range of business sectors and protects them from the liability resulting from bodily injury, sickness, and property damage caused by defective products. These business sectors include:

  • Manufacturing industries
  • Distribution businesses
  • Wholesale businesses
  • Retail businesses
  • Food industry businesses
  • Transportation and logistics

AIG’s product liability insurance coverage is available on a worldwide basis, covering “occurrence” and “claims made”.

Insurance Scope

  • Medical compensation to the injured, sick, or death claimants coverage
  • Costs of defending claims coverage
  • Compensation that may be agreed or awarded by the court coverage

Address: 7/F, One Island East, 18 Westlands Road, Island East

The Tokio Marine and Fire Insurance (HK)

The Tokio Marine and Fire Insurance (HK) is a member of Tokio Marine Group, one of the largest international insurance groups in the world. The history of Tokio Marine in Hong Kong can be dated back to 1879, providing marine cargo and fire insurance for the vessel owners.

The Tokio Marine provides products and general liability insurance packages to business owners to insure them against legal liability for third-party bodily injury or property damages. The claimable amount is up to HK$10,000,000 per occurrence.

According to the information on Tokio Marine’s official website, the company has a credit rating of A by the American rating agency Standard and Poor.

Insurance Scope

  • Costs of defending claims coverage
  • Compensation that may be agreed or awarded by the court coverage

Address: 27A, United Center, 95 Queensway

Product Liability Insurance Brokers

An insurance brokerage firm is a company that sells insurance policies on behalf of the insurance companies. Depending on the clients’ needs, an insurance brokerage firm helps them to find suitable insurance products and policies from different insurers or reinsurers.

The insurance brokerage firm provides consultation, business analysis, risk assessments, and other services to clients and collects a certain amount of commission correspondingly. While insurance agencies tend to partner with a restricted number of insurance companies, brokers usually have a wider network.

Howden Insurance Brokers (HK)

Howden Insurance Brokers (HK) is an independent insurance brokerage firm originally from the Netherlands. The company provides general and product liability insurances for clients from the industry of manufacturing, retailing, and logistics.

The product liability insurance provided by Howden covers claims for personal injury or property damage arising from faulty products, including design defects, manufacturing defects, and misleading or incorrect labeling.

Insurance Scope

  • Damage, illness, claims awarded by the court coverage
  • Legal costs coverage

Address: 35/F Citicorp Centre, 18 Whitfield Road, Causeway Bay

Azure Risk

Azure Risk is an insurance broker that was founded in 2020 in Hong Kong. The company focuses on serving the supply chain sector, including manufacturers, importers, sourcing companies, and freight forwarders.

Azure provides product liability insurance services, covering claims related to product design, manufacturing, marketing, and sales. Their policies cover the insured’s legal liability for bodily injury or property damage caused by a defective product. It also covers costs and expenses incurred in defense of justified and unjustified claims.

In addition, Azure offers tailor-made product liability insurance reimbursement options, including coverage for advertising injury, manufacturing errors, and products recall expenses.

Insurance Scope

  • Design defects coverage
  • Manufacturing defects coverage
  • Marketing errors coverage
  • Legal costs coverage

Address: Suite 902, Harbour East, 218 Electric Road, Fortress Hill, Hong Kong

Wickfield Insurance Brokers

Wickfield Insurance Brokers is an insurance broker that was established in 1992. The company provides a variety of personal and commercial insurance products to manufacturers and exporters.

Wickfield’s liability insurance covers products liability, public liability, marine cargo liability, exhibition liability, and more. The premium and deposit of the product liability policy offered by Wickfield are as low as US$3,000. The indemnity amount is up to US$50,000,000.

Insurance Scope

  • Design defects coverage
  • Manufacturing defects coverage
  • Legal costs coverage
  • Third-party injury or damage caused by defective products coverage

Address: 14/F, San Toi Building, 137-139 Connaught Road Central

MI Insurance Brokers

MI Insurance Brokers is an insurance broker from Hong Kong. The company specialized in offering niche insurance products, such as Insurance for bloodstock, jewelry, fine art and antiques, event and film, yacht, and eye check-ups.

In addition, MI Insurance Brokers also provides product liability insurance for manufacturers, suppliers, and exporters that are doing business in the US and European countries. The policy safeguards the business owners by indemnifying their liability to a third party for injury and property damage. This includes the cost of defense in court.

Insurance Scope

  • Injury to users coverage
  • Damage due to a defect in a product coverage
  • Consequential damage coverage

Address: Unit 2704, Universal Trade Centre, 3-5A Arbuthnot Road, Central

CCW Global

CCW Global is an insurance brokerage firm that was founded in 2012 in Hong Kong. The company offers a broad range of insurance products to individuals and companies, including business insurance, health insurance, and specialist insurance.

CCW Global provides tailored-made product global liability insurance plans to manufacturers and retailers. Business owners can receive comprehensive protection against the risk of failure of manufactured goods. They cover industries such as

Insurance Scope

  • Property damages and personal injury coverage
  • Product recall expenses coverage
  • Prompt help in the event of an accident coverage

Address: 11/F Unit 4 – 6 Strand 50, 50 – 54 Bonham Strand, Sheung Wan

Product Liability Insurance Agents

An insurance agency is similar to an insurance broker in nature. They both do not issue insurance policies but instead sell insurance products of the insurance companies. However, insurance agencies usually represent a limited number of insurance companies to sell their products and have closer ties to the insurance companies. Conversely, insurance brokerage firms usually work closely with the customers and offer products from a larger pool of carriers.

Grand Trust Underwriters

Grand Trust Underwriters is an insurance agency established in 1976. Grand Trust sells liability insurance policies from CHUBB Insurance, AIG Insurance, AXA Group, and Prudential Insurance.

Grand Trust’s product liability insurances are offered to manufacturing businesses, individuals, schools, and cyber security companies.

The company provides fast quotation services on its website. The clients can receive quotation replies in a short period of time by simply uploading product photos, test reports, warning labels, and user manuals/instructions to their website.

Insurance Scope

  • Legal cost of defending the litigation coverage
  • Cost of tax against you during the lawsuit coverage
  • Interest and prejudgment interest coverage
  • Occurrence basis coverage
  • Compensation for the injured person or damaged property coverage

Address: Flat D, 10/F, World Trust Tower, No. 50, Stanley St, Central

  • (USA & EU)


    • Request a free 30-minute call with Ivan Malloci to learn how we can help you with:
    • Find product requirements
    • Certification and labeling
    • Lab testing


    Disclaimer: The Site cannot and does not contain legal advice. The legal information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of legal advice. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THE SITE IS SOLELY AT YOUR OWN RISK.

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    Sources: Our articles are written in part based on publicly available information, and our own practical experience relating to product compliance. These are some of the primary sources we use:

  • 1 Responses to “List of Product Liability Insurance Companies in Hong Kong

    1. Terry Zhang at 10:56 am

      We have some fabric cuishion shell want to check compliance liability issurance.
      Can you please write to me and will advise more details.

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